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Fixed Deposit

More about Fixed Deposit

  • Your interest is fixed for the entire term of your investment.

  • Choose your own investment term which ranges from 8 days to 5 years.

  • Earn additional interest with UPIB’s Digital Bonus Rate if you open and maintain your account using your UPIB Banking App or UPIB Online.

  • Get your interest paid on maturity, monthly, quarterly, annually, or bi-annually.

  • If you are 55 years or older, you will receive an additional bonus interest rate which will be included.

  • As a Prosperity cheque account holder who is 55 years and older, you receive rebates on your account fees when you maintain:

    • A cheque account balance of R15 000, or

    • A savings or investment account balance of R15 000.

  • No monthly management fee.

 

          • A penalty fee will be charged for early withdrawal.

          • View Terms and Conditions.

          • View Rates and Fees.

              • Opening deposit of R1 000

                South African Citizens

                • Your South African ID
                • Proof of residence (not older than three months)

                Non-South African Citizens

                • Valid Passport
                • Proof of residence (not older than three months)
                • Work/Resident permit

          • Your UPIB Banking App

          • UPIB Online

          • Visit a UPIB Branch near you

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Still thinking about saving?

Let the Upib Savings Coach help you plan it out.

Start saving smarter

All interest rates are expressed as a percentage per annum and are indicative. Rates subject to change.

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