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Gold Credit Card

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  • Gold Credit Card

Bank the smart way with a Gold Credit Card

Smart way to pay

Shop securely online or instore. Pay with your card, smartphone or wearable device.

Rewards and Upib Advantage

Cash back with Upib Rewards. Free meals for completing challenges on your Banking App.

Value added benefits

Earn attractive interest rates when you save for short-term goals with Savings Boosters

Gold Credit Card Details

Access The Unicorn Bank Online Banking and the Unicorn Banking App.
Bidvest Premier Airport Lounge access at preferential rates. See terms and conditions.
R1,5 million automatic basic cover* for travel emergencies.
Free lost card protection: Call us on support@theunicornbank.co.za if your card is lost or stolen.
Unicorn Rewards: Get cashback when you pay with your card.
Unicorn Advantage: Get rewarded for completing simple challenges on your Banking App.
Exclusive Visa benefits: Visa Local Offers, Global Merchant Offers and Buyers Protection.
Contactless payments: No PIN required for transactions up to R500. Just tap on a POS device to pay.
NotifyMe: Activate SMS notifications for added security.
Credit history: Use your card and build a credit history.

*Underwritten by Bryte Insurance Company Limited.
Terms and conditions apply.

    • Monthly income of R7 000 required
    • 18 years or older
    • Valid South African ID book or Smart card, proof of residence and the latest proof of income for three consecutive months
    • Subject to affordability assessment
  • Credit limit Up to R90 000
  • Swipe, scan or tap to pay at any point-of-sale machine worldwide
  • Shop securely online or in-store
  •  
    • Get up to 57 days interest-free on qualifying transactions
    • Transaction fees on purchases: No transaction fees on purchases (excluding prepaid airtime, data, utilities and Lotto)
    •  You can pay extra on your monthly instalments if you need to

More about your Gold Credit Card

My card and safety

Keep your credit card in a safe place, use it wisely and never share your PIN with anyone.

 

Learn about credit

Get important tips and useful information on how you can manage your Upib Credit Card.

Upgrade or change limit

It’s quick and easy to upgrade or change your limit.

Digital payment solutions

For fast, secure payments. Available 24/7.

Please note: To provide our products and services, we collaborate with other companies, some of which may use our branding. Our Privacy Policy does not apply to these companies’ websites. For their privacy policies, please refer to the respective service provider’s site.