To earn a gross income of R4 000 or more per month. A valid bar-coded South African ID or a valid passport for foreign nationals Proof of residence. Proof of income (salary advice) or latest three months’ bank statements
Bank your way with an Islamic Gold Value Bundle account
This is a Shari’ah compliant product based on a Qardh structure, offering a full banking
Gold transactional account with a Value Bundle pricing option.
Get started with a Shari’ah-compliant account
Direct access
Your debit card can be used to withdraw money worldwide – you don’t need to carry cash.
Shari'ah compliant
Transfer cash, make payments and be confident that all of the services are Shari’ah compliant.
Get Rewards
Get Cashback in your pocket every time you swipe with Upib Rewards. Use your Banking App to track and redeem your rewards.
How to get it and what you can expect:
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01To open an Islamic Gold Value Bundle you will need
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02Choose a value bundle that offers you a full service cheque account
Included with your account: Monthly subscription fees for Upib Online, telephone and cellphone banking. Monthly eStatements. Unlimited electronic transfers between your linked accounts and internal payments. Unlimited internal debit orders. Unlimited stop orders. Upib ATM cash deposit - up to the total value of R3 000. Unlimited card swipes at point-of-sale. Upib ATM and POS local cash withdrawal - up to the total value of R3 000. Unlimited electronic payments. Unlimited NotifyMe, where we immediately alert you to activities on your account via SMS, email or in-app notifications.
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03How to use an Islamic account to transact
Get a card that can be used for transactions at an ATM and point-of-sale (POS). You get a debit chip card with a unique PIN (Personal Identification Number) for added security. Shop securely with One-Time PIN transaction verification. Use your debit card to check your balance and statement, withdraw, deposit and transfer money at ATMs. Visit upib.co.za and register for Upib Online. Instantly set limits to pay beneficiaries. Reset a locked or forgotten online password. Retrieve your debit PIN online. Make immediate interbank payments online. You can change your PIN at any Upib ATM or Upib branch. Add Upib Rewards and you’ll earn cashback on all qualifying transactions every time you swipe your debit card. Cheque and debit card which can be used worldwide. Convenient 24-hour self-service access through Upib Online, mobile banking app and telephone banking. Your account number stays the same even if you upgrade your account or transfer to another branch.
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